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Free Legal Help for Housing, Foreclosure, and Debt Issues in Cook County

Cook County Legal Aid for Housing and Debt (CCLAHD) is a county-wide initiative providing free legal assistance to residents facing eviction, foreclosure, consumer debt, and tax deed issues. Through our two major programs, we offer comprehensive support to renters, landlords, homeowners, and anyone dealing with debt challenges—at no cost to you.

All services are available to Cook County residents regardless of income, language, or immigration status.


How We Can Help You

Early Resolution Program

The Early Resolution Program (ERP) provides free legal help for renters facing eviction, small landlords dealing with eviction-related issues, and individuals with consumer debt challenges or past-due property taxes. The ERP connects participants with legal aid, mediation services, and referrals to additional programs, such as rental assistance, to help avoid unnecessary evictions or debt judgments.

Mortgage Foreclosure Mediation Program

The Mortgage Foreclosure Mediation Program (MFMP) provides free legal assistance to homeowners facing foreclosure. Services include access to a helpline, housing counseling, legal advice, mediation, and referrals to other assistance programs. The MFMP is open to all homeowners of 1-4 unit residential properties in Cook County whose primary residence is in foreclosure.


Resources

For Tenants

For Landlords

For Homeowners


Community Information

Community partners can help spread the word about CCLAHD. Download and use our handouts available in English, Spanish, Polish, Arabic, Korean, and Mandarin to share information in your communities. Download our Outreach Toolkit.


Partners


Connect with Cook County

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